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Is Finland Expensive to Visit? A Comprehensive Guide for Travellers

Updated: Aug 15

When you think of Finland, visions of breathtaking landscapes, the magical Northern Lights, and serene lakes come to mind. But if you're planning a trip, a common question arises: Is Finland expensive to visit? As a Nordic country known for its high standard of living, Finland can indeed be pricey. However, with careful planning and smart choices, exploring this stunning Scandinavian country on a budget is entirely possible.


In this comprehensive guide, we'll break down the average cost of travel in Finland, offer practical tips on how to save money and show you how to make the most of your Finnish adventure without overspending. Whether you're a budget traveller looking for affordable options or someone seeking unique experiences like staying in a glass igloo, this guide has you covered.


Understanding the Cost of Travel in Finland

Finland, like many European countries, has a reputation for being an expensive country, particularly in its vibrant cities like Helsinki. However, when compared to other Scandinavian cities, Finland offers a range of prices that can suit different budgets. The cost of accommodation, transportation, and food can vary widely depending on where you go and how you plan your trip.


For instance, while the cost of accommodation in the city centre of Helsinki might be higher than in smaller Finnish cities, options like Holiday Swap can provide affordable stays that help reduce your overall trip expenses. Similarly, transportation costs within Finland can be managed efficiently by using public transport or considering budget airlines for longer journeys.

In comparison to other European countries, Finland’s prices can sometimes seem steep, especially in tourist-heavy areas. But with a bit of planning and flexibility, you can enjoy a fulfilling trip without the heavy price tag. It's all about knowing where to look for affordable options and understanding the local cost structure.


Average Trip Expenses in Finland for 2024

To give you a clearer picture of what to expect, here’s a breakdown of the average trip expenses in Finland:

  • Accommodation Costs: The cost of accommodation per night can range from €50-€100 in budget hotels or hostels in popular cities like Helsinki, to upwards of €200 in luxury stays like the Arctic SnowHotel & Glass Igloos. These prices may fluctuate depending on the season, with the winter months and summer months typically seeing higher rates due to increased demand. However, shoulder season travel can offer a significant reduction in the cost of accommodation, allowing you to experience Finland’s beauty at a more affordable rate.


  • Food Prices: Dining out in mid-range restaurants typically costs around €25-€35 per person, while meals in budget restaurants can be as low as €12-€15. For those on a tight budget, local markets and supermarkets offer more affordable food options. Food prices can vary depending on location, with city centre eateries often charging more than those in residential or suburban areas.


  • Transportation Costs: Daily travel costs within cities are moderate. A one-day travel card in Helsinki costs around €9, offering unlimited travel on public transport. For longer journeys, the cost of train tickets between major cities can range from €20-€60, depending on the distance and booking time. Exploring the city sights by bike hire is also a budget-friendly option, with prices typically between €5-€15 per day.


  • Activity Costs: Finland offers a wide range of activities, from free hiking trails in national parks to paid experiences like husky safaris or snowmobile tours. The cost of these activities can vary significantly. For example, a guided Northern Lights tour might cost between €50-€150, while visiting popular sites like Santa Claus Village in Rovaniemi could add extra costs to your budget.


Northern Lights
Northern Lights

Overall, the average daily budget for a budget traveller in Finland is around €70-€100 per day, including accommodation, food, and transportation. However, this can vary significantly depending on your spending habits and the activities you choose to include in your itinerary. Budgeting carefully and prioritising your must-do experiences will help you manage your travel costs effectively.


Flight Costs to Finland: What to Expect

Flights to Finland are often one of the biggest expenses when planning your trip. The cost of round-trip tickets can vary widely depending on your departure point, the time of year, and how far in advance you book.


  • From European Cities: Budget airlines offer return flights to Helsinki and other major Finnish cities from various European cities for as low as €50-€150 during the off-peak seasons. Booking early can help secure cheaper rates, especially if you’re travelling during the summer months or the festive season. Finland’s proximity to other Baltic countries makes it an attractive destination for those travelling within Europe, with budget airlines providing affordable rates that help keep the overall cost of travel low.


  • From North America and Asia: Round-trip tickets from North America or Asia typically range from €400-€800, depending on the season and the airline. For these longer flights, consider booking well in advance or looking for deals during airline sales. Although the initial cost of flights may seem high, once in Finland, careful budgeting and strategic planning can help offset these costs.


To save on the cost of flights, consider travelling during the shoulder season, when prices are lower, and fewer tourists are in Finland. Additionally, be sure to check for budget airlines that fly to Helsinki Airport, which is the main international gateway to Finland. Direct flights are often more expensive, but with careful planning, you can find good deals on round-trip tickets, particularly if you’re flexible with your travel dates.


Accommodation Types: From Budget Hostels to Unique Stays

Accommodation costs in Finland can vary greatly depending on the type of stay you choose and the location.


Budget Hotels and Hostels

For those travelling on a tight budget, there are plenty of affordable hotels and hostels across Finland. In Helsinki, dorm beds in hostels can start from €25 per night, while budget hotels in the city centre might range from €50-€100 per night. These options are especially popular in expensive cities like Helsinki and are ideal for budget-conscious travellers. Budget hotels and hostels are widely available in major cities, providing a cost-effective solution for those looking to minimise accommodation expenses.


Unique and Affordable Stays

If you’re looking for something a bit different, consider staying in local homes through platforms like Holiday Swap. Not only do you get a unique cultural experience, but these stays often come at more affordable rates compared to traditional hotels. Holiday Swap offers a wide range of accommodation types, from city apartments to countryside cottages, allowing you to experience Finnish culture firsthand. Another option is the increasingly popular glass igloos in Lapland, which, while more costly, offer a once-in-a-lifetime experience. The cost per night in such unique accommodations can range from €150-€300, depending on the season.



 Glass Igloos in Lapland
Glass Igloos in Lapland


Luxury Accommodations

For travellers willing to splurge, Finland offers a range of luxurious options, from boutique hotels in Helsinki to the Arctic SnowHotel & Glass Igloos in Rovaniemi. These accommodations can range from €200-€500 per night and offer a truly unforgettable adventure in the stunning Finnish landscapes. While these options are on the higher end of the price range, they provide exceptional value for those seeking a unique and immersive Finnish experience.


Glass Igloos in Rovaniemi
Glass Igloos in Rovaniemi

Exploring Transportation Options Within Cities

Public transportation in Finland is efficient, reliable, and reasonably priced, especially in the major cities.


Public Transportation Costs

In cities like Helsinki, public transport includes buses, trams, and a metro system. A single ticket costs around €3, while a one-day travel card, offering unlimited travel, is priced at approximately €9. This makes getting around the city centre and beyond both easy and affordable. For those who prefer a more active way of exploring, bike rentals are available in most cities for about €5-€15 per day. Public transportation costs are manageable, especially with the availability of travel cards that offer unlimited travel across multiple modes of transport.



Public Transportation
Public Transportation


Unlimited Travel Options

For travellers planning to stay in a city for several days, consider purchasing a multi-day travel card. These cards offer unlimited travel on all forms of public transportation within the city and can save you money if you plan to move around frequently. Helsinki Station, for example, is a major hub for both local and long-distance travel, making it easy to explore different parts of the city and beyond.


Transportation for Longer Journeys: Costs and Methods

When exploring Finland beyond its cities, you have several transportation options to consider.


Trains

Finland’s train network is extensive and connects most major cities and towns. The cost of train tickets varies based on the distance and how early you book. For example, a ticket from Helsinki to Rovaniemi can cost anywhere from €60 to €120. Night trains are a cost-effective option, allowing you to save on accommodation costs while covering long distances. Train travel is a popular choice for those looking to experience the Finnish countryside, with comfortable and efficient services connecting major cities and smaller towns.


Finnish Railway
Finnish Railway

Flights

For longer distances, such as travelling from Helsinki to Lapland, flights are often the quickest option. Domestic flights can be affordable, especially if booked in advance or during sales. Round-trip tickets can cost between €100-€200. Direct flights between Finnish cities are also available, offering a fast and convenient way to travel, especially during the peak season when other modes of transport may be fully booked.


Car Rentals

Renting a car is another popular option for those looking to explore Finland’s countryside and remote areas. Car rental prices start at around €40 per day, but keep in mind the additional cost of fuel and insurance. Car rentals provide flexibility and allow you to explore more remote areas that may not be easily accessible by public transportation. However, it's essential to factor in transportation costs, such as fuel and potential tolls, to avoid any unexpected expenses.


Food and Dining Prices: A Local Perspective

Dining Out Costs

Food prices in Finland can be high, especially in popular cities. A meal at a mid-range restaurant typically costs around €25-€35 per person, while a meal at a budget restaurant may cost between €12-€15. If you’re dining in Helsinki’s city centre, expect prices to be on the higher end. Food prices are generally higher in the capital city, with Helsinki offering a wide range of dining options that cater to different budgets.


Local Markets vs. Supermarkets

For budget-conscious travellers, buying groceries from local markets or supermarkets is a great way to save money. Local markets offer fresh produce and Finnish delicacies at more affordable rates than restaurants. Supermarkets like K-market and Lidl provide a wide range of options at reasonable prices, allowing you to prepare your own meals. Shopping at local markets not only saves money but also gives you a chance to experience Finnish culture through its food. Food prices at supermarkets are typically lower than at local markets, but both offer affordable options compared to dining out regularly.


Tips for Eating Well Without Overspending

To save on food costs while still enjoying Finnish cuisine, consider visiting affordable restaurants that offer traditional dishes at reasonable prices. Street food is another excellent option for budget travellers, with Helsinki offering a variety of food trucks and stalls serving everything from reindeer sausages to Finnish pastries. By choosing affordable options and mixing dining out with self-catering, you can manage your food budget effectively while still enjoying the best of Finnish cuisine.


Runeberg cake
Runeberg cake

Costs Associated with Popular Attractions

Finland offers a wide array of attractions, many of which are free or inexpensive to visit.


Free and Low-Cost Attractions

Finland’s national parks are a must-see and are free to enter, offering stunning natural landscapes and endless opportunities for outdoor activities. In Helsinki, attractions like the Helsinki Cathedral and Suomenlinna, a UNESCO World Heritage site, are either free or have a nominal entrance fee. Exploring the natural beauty of Finland is one of the most rewarding and budget-friendly activities you can do, with many parks and outdoor areas open year-round.


Paid Attractions

For more unique experiences, such as husky safaris, snowmobile tours, or visiting Santa Claus Village in Rovaniemi, expect to pay more. These activities can cost anywhere from €50 to €150 per person, depending on the duration and type of experience. While these activities may add to your overall trip cost, they offer unforgettable adventures that are well worth the extra expense. If you’re on a tight budget, consider selecting a few key activities and balancing them with free or low-cost attractions to keep your daily travel costs manageable.


Daily Budgeting: How Much to Spend

Budgeting for a trip to Finland depends largely on your travel style and the experiences you want to include. Here’s a rough guide:


  • Budget Traveller: €70-€100 per day. This includes staying in budget hotels or hostels, eating at affordable restaurants or self-catering, using public transportation, and visiting free or low-cost attractions. For budget travellers, it’s important to prioritise spending on the most important activities while taking advantage of free experiences like visiting national parks.


  • Mid-Range Traveller: €150-€200 per day. This budget allows for staying in mid-range hotels, dining at nicer restaurants, and participating in a few paid activities. Mid-range travellers can enjoy a balance of comfort and affordability, with the flexibility to indulge in some of Finland’s more unique experiences.


  • Luxury Traveller: €300+ per day. This budget covers stays in high-end hotels, dining at fine restaurants, and indulging in unique experiences like private tours and luxury stays. For luxury travellers, Finland offers a wide range of high-end experiences, from boutique hotels in vibrant cities to exclusive tours in the Finnish countryside.


Finnish Countryside
Finnish Countryside

Remember to factor in the cost of travel insurance, which is essential for covering unexpected trip expenses. Travel insurance not only provides peace of mind but can also save you significant money if unexpected issues arise during your trip.


Tipping Etiquette in Finland

Tipping is not a common practice in Finland as service charges are typically included in the bill. However, if you receive exceptional service, it’s appreciated to leave a small tip, typically rounding up the bill or leaving a few euros. This applies to restaurants, taxis, and other service industries. Understanding the tipping culture in Finland can help you avoid overspending and ensure that you’re following local customs.


Money-Saving Tips for Travellers

Booking in Advance

One of the most effective ways to save money in Finland is by booking your flights, accommodation, and activities well in advance. This is particularly important if you’re travelling during peak tourist seasons, such as the summer months or the festive season. Booking early can help you secure the cheapest rates on everything from accommodation to round-trip tickets, ensuring that you stay within your travel budget.


Using Credit Cards and Currency Exchange

Credit cards are widely accepted across Finland, even in smaller towns. However, it’s wise to carry some cash for smaller purchases or in more remote areas. Be sure to check the exchange rates and avoid extra costs by using a credit card with no foreign transaction fees. Understanding the local currency and payment methods can help you manage your daily expenses more effectively and avoid unexpected charges.


Travel Insurance

Investing in travel insurance can save you from unexpected expenses, such as medical emergencies or trip cancellations. The cost of travel insurance is minimal compared to the potential costs of unforeseen issues during your trip. Considering the average price of travel insurance in relation to your overall trip cost can help you make an informed decision and protect your budget.


Is Helsinki More Expensive Than Other Finnish Cities?

Helsinki, as the capital city, is generally more expensive than other Finnish cities like Tampere or Turku. Accommodation prices, food costs, and even public transportation can be higher in Helsinki. However, Helsinki also offers more options for budget travellers, including cheaper hotels, hostels, and affordable restaurants, particularly if you stay outside the city centre. Comparatively, other major cities in Finland offer more affordable accommodation prices and lower overall travel costs, making them attractive options for those looking to explore Finland on a budget.


Tampere
Tampere

Seasonal Travel Considerations: When Is It Cheaper?

The cost of travel in Finland can vary significantly depending on the season:


  • Peak Season: Summer and the festive season in winter are the most expensive times to visit Finland, particularly in tourist hotspots like Lapland. During these times, the cost of flights, accommodation, and activities can be significantly higher due to increased demand.


  • Shoulder Season: Spring and early autumn are ideal for budget travellers, as prices for accommodation, flights, and activities tend to be lower, and there are fewer tourists. Shoulder season offers a great balance between good weather and affordable prices, making it an excellent time to visit.


  • Off-Peak Season: Late autumn and the period after New Year’s offer the cheapest rates, but the weather can be challenging, and some attractions may be closed. For those who don’t mind the cold, off-peak season travel can be incredibly budget-friendly, with significant savings on accommodation expenses and daily travel costs.


Understanding the seasonal cost fluctuations can help you plan your trip to Finland at a time that suits your budget, allowing you to experience the country’s natural beauty without the crowds or high prices.


Practical Advice for Enjoying Finland on a Budget

Public Transport Costs and Tips

Use public transport for getting around cities efficiently and affordably. In Helsinki, purchasing a multi-day travel card can save money if you’re staying longer. Consider using bikes for a cheaper and eco-friendly way to explore. Public transportation costs are generally lower than other forms of travel, making it an essential part of budget travel in Finland.


Finding Affordable Accommodation Options

Look for accommodation outside the city centre to find more affordable rates. Platforms like Holiday Swap offer budget-friendly stays that give you a unique insight into Finnish culture. By staying in less touristy areas or exploring alternative accommodation options like dorm beds in hostels, you can significantly reduce your trip expenses.


Eating Well Without Overspending

Savouring Finnish cuisine doesn’t have to break the bank. Opt for affordable restaurants where you can indulge in traditional dishes like salmon soup or Karelian pies at wallet-friendly prices. Helsinki, in particular, is home to a vibrant street food scene, where budget travellers can enjoy everything from reindeer hot dogs to cinnamon buns from local food trucks and market stalls. To keep food costs down, consider preparing some of your meals using fresh produce from local supermarkets or markets. By balancing meals out with self-catering, you can enjoy a diverse array of Finnish flavours without straining your budget.



Salmon Soup
Salmon Soup

Are There Any Free Attractions in Finland?

Yes! Finland is rich in natural beauty and cultural heritage, much of which can be enjoyed for free. Some of the best free attractions include:


  • National Parks: Explore the stunning landscapes and enjoy activities like hiking, wildlife watching, and camping. Finland’s national parks are a treasure trove of outdoor adventure, offering a wide range of activities at no cost.


  • Helsinki’s Free Sights: Walk around the city to see landmarks like Helsinki Cathedral and Senate Square. These iconic sites offer a glimpse into Finland’s rich history and vibrant culture without any admission fees.


  • The Midnight Sun: Experience the unique phenomenon of the Midnight Sun during the summer months, especially in northern Finland. Witnessing the Midnight Sun is a popular activity that draws visitors from around the world, offering a once-in-a-lifetime experience at no cost.


By taking advantage of these free attractions, you can stretch your travel budget further while still experiencing the best of what Finland has to offer.


Helsinki Cathedral
Helsinki Cathedral

Currency and Payment Methods in Finland

Finland uses the euro (€) as its currency. Credit and debit cards are widely accepted, even for small purchases. Contactless payments are also common, making it easy to pay for everything from transportation costs to food and drinks. It’s advisable to carry a small amount of cash for use in more remote areas or at local markets. Understanding the local currency and payment methods can help you manage your spending more effectively and avoid unnecessary fees.


Planning Day Trips: Costs and Best Options

Day trips are a great way to explore Finland beyond its major cities:


  • From Helsinki: You can take affordable day trips to nearby Baltic capital cities like Tallinn, or explore the beautiful Finnish countryside. The cost of train tickets for these trips is generally reasonable, with prices varying based on distance and advance booking.


  • To Lake Saimaa: Visit Finland’s largest lake, a stunning destination that’s perfect for a day trip. Activities like boat rentals are available at affordable rates, and the natural beauty of the area is a major draw. Lake Saimaa is one of Finland’s beautiful lakes, offering opportunities for boating, fishing, and hiking in a serene setting.


Day trips offer an excellent way to see more of Finland without significantly increasing your trip cost. By planning ahead and choosing cost-effective transportation options, you can enjoy a full day of exploration without breaking the bank.


Conclusion: Making the Most of Your Finnish Adventure

Finland is a beautiful country with much to offer, from vibrant culture in its cities to stunning natural landscapes. While it’s true that Finland can be an expensive destination, with careful planning, you can manage your travel costs and enjoy an unforgettable adventure.


By booking in advance, choosing affordable accommodation through platforms like Holiday Swap, and taking advantage of free attractions and public transportation, you can experience the best of Finland without overspending. Whether you’re visiting during the winter months to see the Northern Lights or exploring the beautiful lakes in summer, Finland offers experiences that are priceless yet achievable on a budget.


Remember, the key to enjoying your Finnish adventure without financial stress is careful budgeting and making informed choices about where and how you spend your money. With the right approach—and by leveraging cost-saving options like Holiday Swap—you can have a rich and fulfilling experience in this stunning Nordic country, all while keeping your travel expenses in check.

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